Why Move to Wolf Point?
Wolf Point is a small town of 2,517 people in Roosevelt County County, sitting at 2,001 feet in elevation. Known as "The Cowboy Capital of Eastern Montana," it combines the best of Montana living — stunning natural beauty, outdoor recreation, and a strong community — with authentic small-town charm.
Montana has no state sales tax and no tax on retirement income, making it financially attractive for both working professionals and retirees. Wolf Point specifically offers 79 recreation and attraction sites nearby, a housing affordability ratio of 2.8x, and four distinct seasons.
Cost of Living in Wolf Point
The typical home value in Wolf Point is $135,042. Renters can expect to pay around $730 per month. The median household income is $48,750.
The affordability ratio (home price ÷ income) is 2.8x, which is very affordable by national standards.
Montana has no state sales tax, which saves residents money on everyday purchases. The state also has no tax on Social Security or other retirement income. Property taxes are moderate, based on assessed value.
Wolf Point Housing Market
There are currently 16 homes for sale in Wolf Point — up 23.1% from last year, indicating a loosening market. The community has 1,100 total housing units with a 28.2% vacancy rate, suggesting more options and negotiating room for buyers.
Inventory data from Zillow Research (Jan 2026). Vacancy & housing units from U.S. Census Bureau ACS 5-Year 2019–2023. Market conditions change — verify current listings before making decisions.
See detailed housing data and percentile rankings on the full Wolf Point profile.
Wolf Point Weather & Climate
Wolf Point experiences four distinct seasons. Summers are warm with July highs averaging 86°F. Winters are cool with January lows around 13°F. Expect about 10" of snow annually.
| Month | Avg High | Avg Low | Precip | Snow |
|---|---|---|---|---|
| Jan | 30°F | 13°F | 0.4" | 0.9" |
| Feb | 26°F | 7°F | 0.8" | 2" |
| Mar | 40°F | 19°F | 0.5" | 1" |
| Apr | 52°F | 30°F | 1.3" | 1.9" |
| May | 67°F | 43°F | 1.9" | 0.3" |
| Jun | 79°F | 56°F | 2.1" | 0" |
| Jul | 86°F | 61°F | 1.2" | 0" |
| Aug | 84°F | 60°F | 0.9" | 0" |
| Sep | 74°F | 51°F | 2.1" | 0" |
| Oct | 54°F | 35°F | 1.5" | 1.3" |
| Nov | 40°F | 22°F | 0.8" | 1.4" |
| Dec | 29°F | 12°F | 0.6" | 1.5" |
Outdoor Recreation Near Wolf Point
Wolf Point has access to 79 recreation and attraction sites spanning 6 categories.
Lakes
Nearby lakes include Jays Reservoir, Game Reservoir, Teds Reservoir, McIlwain Lake, Mud Run Reservoir.
Explore all 79 recreation sites on the full Wolf Point profile.
Jobs & Economy in Wolf Point
Wolf Point has an unemployment rate of 16.1%, which is above the state average and may present challenges for job seekers. The labor force participation rate is 56.8%, which is below average — common in retirement and college communities.
The top industries by employment are Retail (23%), Education & Healthcare (22%), Tourism & Hospitality (12%). Approximately 949 residents are employed locally.
Employment by Industry
| Industry | Share of Employment |
|---|---|
| Retail | 23% |
| Education & Healthcare | 22% |
| Tourism & Hospitality | 12% |
Montana has no state sales tax and no tax on retirement income, making it attractive for both workers and retirees.
Employment and industry data from U.S. Census Bureau ACS 5-Year 2019–2023. Current conditions may differ.
Schools & Education
Wolf Point is served by the Wolf Point Public Schools school district with approximately 600 students enrolled. The high school graduation rate is 68%, which is significantly below the state average.
Graduation rates from OPI/NCES 2022–23. Per-pupil spending from Montana OPI fiscal data.
Healthcare in Wolf Point
Wolf Point has its own hospital — Trinity Hospital (25 beds). The nearest major trauma center is Billings Clinic in Billings, 208.8 miles away — plan accordingly for emergencies.
Hospital data from MT DPHHS 2024. Verify services directly with facilities.
Getting to Wolf Point
Wolf Point is accessible via the following airports:
- Bozeman Yellowstone Intl — 366 miles (381 min drive)
- Billings Logan Intl — 251 miles (266 min drive)
- Missoula Intl — 483 miles (498 min drive)
- Glacier Park Intl (Kalispell) — 476 miles (491 min drive)
- Great Falls Intl — 323 miles (338 min drive)
Pros & Cons of Living in Wolf Point
Pros
- No state sales tax
- Strong outdoor recreation access
- Milder winters than eastern Montana
- Affordable cost of living
- Has a local hospital
- Authentic small-town community
- No state income tax on retirement
Cons
- Cold winters
- Limited housing inventory
- Higher unemployment (16.1%)
- Below-average school graduation rate (68%)
- Limited shopping and dining options
- Distance from major metro areas
- Airport is a significant drive
Frequently Asked Questions
What is the cost of living in Wolf Point, Montana?
The typical home value is $135,042 and rent averages $730/month. The median household income is $48,750. Montana has no state sales tax, which helps offset costs.
What are winters like in Wolf Point?
January lows average 13°F with about 10" of annual snowfall. Compared to eastern Montana, winters here are relatively mild.
Is Wolf Point a good place to live?
Wolf Point offers 79 nearby recreation sites, a favorable affordability ratio of 2.8x, and four distinct seasons. Montana's lack of sales tax and retirement income tax are significant benefits.
How many homes are for sale in Wolf Point?
As of early 2026, there were 16 homes for sale in Wolf Point, up 23.1% from the prior year. The community has 1,100 total housing units with a 28.2% vacancy rate (Census ACS 2019–2023). Check Zillow or local MLS for the most current listings.
What is the job market like in Wolf Point?
Wolf Point has a 16.1% unemployment rate, which is above the state average. Labor force participation is 56.8%. About 949 residents are employed locally. The leading industry is retail. Montana has no state sales tax, which benefits both businesses and consumers.
How are the schools in Wolf Point?
The Wolf Point Public Schools school district has a graduation rate of 68%, below the state average of ~87%. Approximately 600 students are enrolled.
What healthcare is available in Wolf Point?
Wolf Point has a local hospital, Trinity Hospital. The nearest major trauma center is Billings Clinic in Billings, 208.8 miles away. There are 6 hospitals within 60 miles.